Terms of Service

HomeFit calculator in ChatGPT

Akshay Arvind Zimare provides the HomeFit calculator under the HomeFit by Zimare Labs brand. These terms cover the calculator in ChatGPT only. The separate website provisions below concern other features and do not govern your use of this calculator.

Eligibility

You may use the HomeFit calculator in ChatGPT only if you are at least 13 and meet any higher minimum age required in your country. If you are under 18, you need permission from your parent or legal guardian; ask them to review these terms with you. ChatGPT’s eligibility requirements also apply. HomeFit does not target children under 13.

What the calculator does

HomeFit compares buying a home with renting using the assumptions supplied. Amounts are nominal US dollars. Missing inputs use disclosed illustrative defaults, not current market quotes. Results are educational scenarios, not an affordability assessment, mortgage offer, forecast, or personal financial, investment, tax or legal recommendation. An entered tax-saving amount is your assumption; HomeFit does not determine eligibility.

Use and limitations

Review the inputs, defaults, warnings and model limitations. Results may change materially with different assumptions or holding periods, and an early buying-favorable year may reverse later. Confirm relevant information independently before making a decision. The calculator does not access financial accounts, read balances, transfer money, apply for mortgages or execute purchases. Do not submit credentials, government identification or payment-card information. Use only information you are entitled to share.

Accounts and charges

The current calculator requires no HomeFit account or payment and does not start a trial or subscription. ChatGPT access remains subject to its own availability and terms. Separate website billing and subscription terms do not apply merely because you use the calculator.

Privacy and support

The calculator section of HomeFit’s privacy notice explains submitted assumptions, results, hosting and support records. Contact support@zimarelabs.com for support or privacy requests.

Separate website features — draft

Draft · August 29, 2026 · Pending owner and legal review

Website features only. This section does not govern the ChatGPT calculator. Existing wording follows unchanged.

The service

HomeFit provides educational rent-versus-buy calculations, saved property searches, and subscription reports. Listing coverage may be limited, delayed, or supplied by third parties. Always confirm a property’s availability, price, taxes, fees, condition, and other details independently.

Educational estimates

HomeFit provides estimates, not financial, investment, mortgage, tax, legal, appraisal, real-estate, or lending advice. Results depend on the assumptions entered and cannot predict future prices, costs, interest rates, or investment returns. You remain responsible for your decisions.

Free trial and subscription

A payment card is required to begin the 7-day free trial through Stripe Checkout. The first personalized report is included during the trial.

Unless canceled before the trial ends, the selected subscription automatically begins and renews at $9 per month or $79 per year, plus applicable tax. Stripe Checkout displays the selected price and exact trial timing before confirmation.

Cancellation and refunds

You may cancel through the Stripe customer portal or by emailing support@zimarelabs.com.

• Cancellation during the trial prevents the first subscription charge.
• After billing begins, cancellation takes effect at the end of the current paid billing period.
• Payments are not prorated or refunded for unused time, except where required by law or to correct a verified duplicate charge.
• Access continues through the end of the paid period unless the service must be suspended for misuse or legal reasons.

Acceptable use and third-party services

Do not misuse the service, interfere with its operation, attempt unauthorized access, resell reports or data without permission, or use HomeFit unlawfully.

HomeFit relies on services such as Stripe, hosting, email delivery, and property-data providers. Their availability and separate terms may affect parts of the service.

Availability and responsibility

We may improve, change, suspend, or discontinue features. If a paid plan or renewal price changes, we will provide reasonable notice before the change applies to a future renewal.

HomeFit is provided “as is” and “as available.” To the fullest extent permitted by law, Zimare Labs is not responsible for losses caused by reliance on estimates, inaccurate or unavailable listings, service interruptions, or decisions made using HomeFit.